We're Victor and Leanne Quintana — a husband-and-wife team serving families across Florida and nearly 20 states. We shop every carrier so you get the right coverage, not the first one that fits.
We started Hometown Health Insurance Team because we kept seeing the same thing: families facing life's biggest coverage decisions — a 65th birthday, a new baby, a change in jobs — with no one in their corner. Just 800 numbers, rotating reps, and brochures.
Victor handles plan comparisons, enrollment, and the technical side. Leanne keeps everything running — renewals, follow-ups, billing questions. Together, we make sure nothing falls through the cracks.
We're based in Babcock Ranch and serve clients across Florida and nearly 20 states. We're licensed through HealthMarkets, which means access to hundreds of plans across dozens of carriers — and we're paid by them, not by you.
Proud HealthMarkets agents
We're independent brokers — we don't push one company's products. We find what actually fits your situation.
Turning 65 or approaching Medicare eligibility? We walk you through every option — Parts A & B, Advantage, Supplement, and Part D drug plans — and enroll you at no cost.
Self-employed, between jobs, or don't have employer coverage? We compare every plan on the Marketplace and help you maximize your tax credits and subsidies.
Finding coverage that works for the whole family — different ages, different needs, one budget. We compare group and individual options to find the right fit.
Term, whole, or universal — we help you protect what matters most without overcomplicating it. Straightforward guidance on coverage that fits your budget and goals.
Sometimes employer or government plans don't fit. We help you find private coverage that fills the gaps — or replaces them entirely with something better.
We don't disappear after enrollment. Every year at open enrollment, we reach out to review your plan, check for better options, and make sure your coverage still fits your life.
Call centers push plans. We find the right one.
As independent brokers, we're not tied to one company. We compare plans across the market and recommend what's genuinely best for your situation.
We're paid by the insurance carriers directly. You pay the exact same premium whether you work with us or go it alone. Our guidance is always free.
No rotating reps, no call queues. You know Victor and Leanne — and we know you. That relationship is what makes us different from every 800 number out there.
Annual reviews, open enrollment outreach, billing questions, plan changes — we're here for the long haul, not just sign-up day.
We measure success by whether our clients feel confident, covered, and cared for — not just on enrollment day, but every year after.
"Victor walked me through every single Medicare option without making me feel rushed or pressured. I finally understood what I was signing up for."
"Leanne caught that my plan changed during open enrollment and called us right away. That kind of follow-through is rare. They truly look out for you."
"I was self-employed and completely lost on the ACA. Victor found me a plan I didn't even know existed that saved me over $200 a month. I recommend them to everyone."
"They helped my whole family — my husband just went on Medicare and our kids needed coverage after college. One call, everything handled. They made it easy."
"I had a billing dispute with my carrier and Victor got on the phone with them and had it resolved the same day. You don't get that from an 800 number."
Join hundreds of families across Florida and 20 states who trust us with their coverage every year.
Get your free reviewNo pressure. No obligation. Just a free, honest conversation about your options — from two people who genuinely care about getting it right.
Fill out the form and we'll reach out within one business day — usually the same day.
💡 Save quintana@hometownhealthinsuranceteam.com to your contacts so our reply reaches you.
Victor or Leanne will reach out within one business day — usually the same day. In the meantime, feel free to call us directly.